Legal Documentation
Please read these terms carefully before using the FlowPay protocol. By using the platform, you acknowledge that you understand and accept the risks associated with decentralized finance.
By accessing or using the FlowPay protocol, you agree to be bound by these Terms and Conditions. The protocol is a decentralized, non-custodial software system that allows users to deposit crypto-assets as collateral and borrow funds based on those assets.
Markets for digital assets are highly volatile and unpredictable. Price fluctuations can lead to the liquidation of your collateral. You acknowledge that you are solely responsible for monitoring your positions and maintaining a healthy health factor.
FlowPay does not take custody of your assets. All transactions are governed by smart contracts on the Ethereum/Ethereum-compatible networks. You are solely responsible for the security of your private keys and wallet interactions.
If the value of your collateral drops below the required threshold (Minimum Health Factor of 1.0), your position may be liquidated by third-party liquidators to ensure the stability of the protocol. Liquidation involves the sale of your collateral at a discount.
The information provided on the FlowPay platform does not constitute financial, investment, or legal advice. You should perform your own research and consult with professionals before making any decisions related to digital assets.
In the event that the market value of your collateralized assets increases significantly, FlowPay reserves the right to retain a certain portion of the profit as a commission fee. This fee is calculated based on the net appreciation of the assets while they are deposited in the protocol.
© 2026 FlowPay. Non-custodial credit.